Ways to reduce spending

Top tips for reducing spending

Plan your meals a week at a time.

Fresh food is often cheaper at markets and local shops who will let you buy in amounts that suit you and not them. Buy fruit and vegetables in season, avoid expensive imported items and do not be tempted by the pre-washed, pre-packed, bags and packets of stuff from the supermarkets which will be much more costly.  Life after divorce can be healthier as well as happier 

If you have a large, or even a small garden, you could consider growing some of your own food.

Take a packed lunch to work, you will save pounds on buying third rate sandwiches and snacks.

Other stuff
Ask for a discount when buying more expensive items. A shop will often prefer to lose a small percentage of profit rather than risk the loss of a big ticket sale altogether.

Watch out for sales or discounts on goods that are being discontinued. If you are so inclined you can do all your Christmas shopping in the January sales.

Use charity shops. There are fabulous things to be found in them for a fraction of what they would cost new and you will feel virtuous knowing that you are helping someone in need.

Car boot sales are good hunting grounds for second hand stuff too and don’t forget online second hand stores. Not only are these fantastic places to buy the things you need but you can raise cash by selling your own unwanted clothes, collectables, household goods etc.

Big name retailers will often have special offers online that are not available in their bricks and mortar shops and they sometimes start their sale periods a few days earlier to customers buying on the internet. You may have to pay package and posting charges but you will save on travel and parking costs.

Buying a car at two years old and selling it at five years old is the most economical way of owning a car and purchasing from a reputable dealer is the best way to ensure you aren’t sold a pig in a poke.

Make sure that you get a written quote if you are having work done at home or on your car.

If a DIY job goes horribly wrong then you will end up paying someone to put things right.

Spread the load f

Save for occasions such as Christmas by luttin away a small amount each week.  

Make cards and presents instead of buying gifts from shops. Children can have great fun helping. Home made preserves are always popular.

The Energy Saving Trust is a not for profit organisation which gives free and impartial advice about saving energy in the home. You can also make savings on gas and electric bills by changing from one company to another. Look our for deals on insurance and phone tariffs too.

Save money on expensive petrol and fares by walking or cycling when you can – better for your health too.

Eating out is an expensive luxury that should be an occasional treat for those on a tight budget.  It can be a challenge looking for ways to cut down on spending. Set a goal and get the family involved and motivated with the promise of a day out or a special treat once you have achieved it.  Life after divorce can be fun too.