Claiming state benefits

State benefits
Money and divorce are not always the best bedfellows and getting divorced will mean that you may have gone from having two salaries going into the bank to just one or, if you have stayed at home to look after children you may have no income at all. It may be that in the short term at least you will be eligible for state benefits.

You can find out what you may be entitled to claim by visiting dwp.gov.uk which is the website for the Department of Work and Pensions which deals with benefits. Your local council will help you make a claim for help with rent or council tax if you are eligible.

The Child Support Agency may be worth contacting if you have children to look after and are in receipt of state benefits.

Tax credits
Child Tax Credit and Working Tax Credit are available to those on low incomes who work more than sixteen hours a week. Tax Credit is money paid to you regularly directly into a bank, building society, Post Office or National Savings account. You can apply if you are self-employed and it can include an amount for childcare.

For those looking after a child under the age of one or a disabled child you may get more money.

Nearly all families with children can claim Child Tax Credit – the upper earnings limit is currently in excess of £58,000 and over £66,000 if you have a child under one. Nine out of ten families with children will be eligible for some payment.

You do not have to be the parent of the child (or children) in order to make a claim but you do have to be the person who has main responsibility for that child (or children).

If you are in a low paid job and have no children you can apply for Working Tax Credit. You can be self-employed or working for someone else but you must work for at least sixteen hours a week.

If you work more than thirty hours a week, are disabled or are over fifty and returning to work after a period on benefits you can get extra help. How much you get depends on things such as your income and is made up of different elements.

To find out more about Child Tax Credit and Working Tax Credit and how to claim visit direct.gov.uk.